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Motorcycle Insurance


Motorcycle Insurance Information

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Why do you need insurance for your motorcycle?

You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. 

Things to consider and questions:

  • How much can I afford to pay if my motorcycle is in an accident, damaged or stolen? 
  • What discounts and programs are available? 
  • How much medical and liability coverage should I have?
  • Does the insurance company have a good reputation for customer service?
  • Is it known for paying claims fairly and promptly?
  • What's the process for filing and settling a claim?

Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own.

  • Maintaining a good driving record with no violations will also help reduce your premiums.
  • Find out what discounts are available.
  • Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.
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